Get your UK mortgage rates in minutes

The UK’s first digital platform with live leading rates with personalised figures for non-UK residents. Free to use, clear to compare, ready when you are.

Trusted by international buyers and leading banks

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Get matched with available mortgages

Speak to our broker for bespoke application

Get a UK mortgage within just a few clicks, access your instant personalised report that details purchase costs, leading mortgage rates, and the necessary investment.

Who we help

We are a premier UK mortgage broker specialising in arranging UK mortgages for non-UK nationals and British expatriates.
So whether you are...

Our website is designed to equip you with all the essential information and provide access to an instant personalised report.

SUPPORTED COUNTRIES

America

Middle East

Asia

Europe

North Africa

Buy to live up to 90% LTV

Rates from 4%

Buy to let up to 75% LTV

Personal name or company lending

AMERICA

Buy to live up to 90% LTV

Sharia complaint options

Rates from 4%

Buy to let up to 75% LTV

Personal name or company lending

MIDDLE EAST

Buy to live up to 90% LTV

Rates from 4%

Buy to let up to 75% LTV

Personal name or company lending

ASIA

Buy to live up to 90% LTV

Rates from 4.5%

Buy to let up to 75% LTV

Personal name or company lending

EUROPE

Buy to live up to 75%

Sharia complaint options

Rates from 5%

Buy to let up to 75% LTV

Personal name or company lending

AFRICA

Why Springtide

Leading mortgage broker
Not by accident but by design

Live leading rates

Updated rates from major lenders and matched to your scenario.

Coming Soon

Account area

Save reports, duplicate scenarios, and edit inputs anytime.

Instant Report

View your purchase costs, total required cash, and current leading rates all consolidated into one clear report.

Whole-of-market view

Results across major lenders, filtered to your eligibility.

Personalised Service

Speak to a broker via online booking for advice specific to your circumstances.

FCA regulated & data secure

How it works

Our aim is to simplify a process and provide instant mortgage information

1. Enter a few details
2. See your Instant Info Report
3. Act when you’re ready
4. Application to offer
1. Enter a few details
Such as country of residence, nationality, purchase price, mortgage amount.
2. See your instant report!
Our digital technology delivers an instant personalised report, detailing key figures which includes purchase costs, required cash, and live market-leading mortgage rates.
3. Act when you are ready

Your dedicated broker:

  • Will discuss your report with you, confirming your best mortgage options.
  • Collate your documents, submit and manage the application all the way to the mortgage offer.
  • Facilitate introductions to our partners, including UK lawyers, tax advisors, accountants, and property agents.
  • Assist with the opening of a UK bank account if needed.
4. Application to offer
We will submit the application and manage the entire process through underwriting, valuation, and offer stages, keeping you informed with regular updates as we progress.

We’re here for the long run

Your mortgage is actively managed, never left to chance. We track, adjust and optimise so your costs stay lean and your opportunities stay open. At the same time, you gain access to exclusive investment options designed to work as hard as your wealth.

Testimonials

“From Hong Kong, remortgaging my UK buy-to-let felt daunting. Sohail was proactive and meticulous, securing a 75% LTV five-year fixed and releasing equity, with minimal fees.”

“Working in Singapore, I needed a UK home mortgage fast. Springtide coordinated lender and solicitor seamlessly, secured 75% LTV on our Richmond purchase, and kept bank costs low”

“I wanted a Sharia compliant holiday home mortgage without extra asset deposits. Sohail was patient, knowledgeable, and responsive, arranging 70% LTV terms that let us use and let the property”

“From Washington, my USD income made UK borrowing complicated. Springtide delivered a clear deal summary, secured my second-home mortgage in two weeks, and even helped open a UK bank account”

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Mini Calculator

British expats, foreign nationals, portfolio landlords, parents buying for students, holiday-home buyers, and overseas investors in commercial, development, or bridging.

MINI CALCULATOR
*Estimates only
House value
£
Rate
2.0%
2%5%
LTV
Term (years)
25 yrs
5 yrs30 yrs
Loan amount (auto)
£0
Monthly repayment
£0
over 25 years at 2.0% p.a.
Total to repay
£0
Total interest
£0

Check your UK mortgage options

Live rates with clear repayments and fees.